Privacy Policy for SIP Wealth Calculator

 

Privacy Policy for SIP Wealth Calculator

Last Updated: October 2026
Application Name: SIP Wealth Calculator
Package Name: com.pionee.sipcalculator
Contact Email: pioneegroup@gmail.com

1. Introduction

SIP Wealth Calculator ("we", "our", or "the App") is an offline-first financial calculator utility designed to help users calculate, project, and plan investments (SIP, Step-Up SIP, Lumpsum, SWP, PPF, FD, RD, Loan EMI, and Goal Planning). We are strongly committed to protecting your privacy. This policy explains how information is handled when using our mobile application.

2. Information Collection and Storage

  • No Personal Data Collected: The App does not collect, transmit, store, or share any personal identification information (such as your name, phone number, physical address, email address, contact list, or bank account credentials).

  • Local Processing: All financial values, tenure periods, interest rates, and custom notes you enter are processed 100% locally on your device.

  • No User Accounts: You can use all features of the app without any registration, login, or account creation.

3. Data Stored on Your Device

All calculation histories, bookmarks, and preferences (such as dark/light theme, currency symbol) are saved exclusively in your device’s local private sandbox via:

  1. Android Room Database (SQLite)

  2. Jetpack DataStore Preferences

This data never leaves your device and can be permanently deleted at any time by clearing the app data in Android Settings or by uninstalling the application.

4. Third-Party Services & Advertising

The App uses the Google Mobile Ads SDK (AdMob) to display advertisements.

  • AdMob Data Processing: Google AdMob may collect and process pseudonymous identifiers (such as the Google Advertising ID) and non-personal diagnostic data (app performance and crash logs) to serve ads and comply with fraud prevention, frequency capping, and reporting requirements in accordance with Google Play Developer Policies.

  • For more information on how Google uses data, please review Google’s Privacy Policy:
    👉 https://policies.google.com/privacy

5. Device Permissions Requested

The application requests only minimal, standard network permissions:

  • android.permission.INTERNET: Required exclusively for requesting banner/interstitial advertisements from Google AdMob and opening external links (e.g., Google Play Store rating).

  • android.permission.ACCESS_NETWORK_STATE: Used to check whether an active network connection exists before making ad requests.

The application does NOT request or access:

  • Precise or Approximate Location (GPS)

  • Camera or Microphone

  • Contacts or Phone Call Logs

  • Photos, Media, or External File Storage

6. Children's Privacy

Our App does not address or knowingly collect data from children under the age of 13. The App is a general financial mathematics calculator intended for general audiences.

7. Disclaimer

All projections and calculation results produced by SIP Wealth Calculator are mathematical estimates for educational and planning purposes only. They do not constitute financial, legal, or investment advice.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.

9. Contact Us

If you have any questions or feedback regarding this Privacy Policy, please contact:

  • Developer Email: pioneegroup@gmail.com


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